Need an appraisal for an FHA-backed mortgage? Call Point Appraisal Company

The FHA retains of approved appraisers for each state - Point Appraisal Company is on the roster of approved appraisers for NJ. If you have an FHA-secured mortgage, be sure to contact Point Appraisal Company, as we are approved and qualified to handle FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away.

If your financial transaction is FHA insured, that means that it has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending organizations with security through mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are built to assist low-to-moderate income buyers help meet credit qualifications if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lower income or less starting funds to put down on a mortgage are assisted the most from FHA loan programs.